Real Estate · Infrastructure · Manufacturing · Debt Syndication

Project Funding in Hyderabad —
Structured Debt from ₹1 Cr to ₹100 Cr+

Large projects need more than a standard term loan — they need structured debt tailored to project cash flows, construction timelines, and security. Finvastra arranges project term loans, construction finance, and debt syndication for promoters across real estate, infrastructure, manufacturing, and hospitality sectors.

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₹1 Cr – ₹100 Cr+
Project Loan Size
10% – 15%
Interest Rate p.a.
5 – 15 Years
Repayment Tenure
Tailored
Bespoke Structuring
Project Finance Advisory

Structured Debt for Large Projects

Project finance is not a standard off-the-shelf product. Every large project has a unique cash flow profile, risk structure, and security package. The right debt structure — tenor, moratorium period, repayment schedule, and lender mix — can be the difference between a viable project and an overextended one.

Finvastra's project finance team prepares the Credit Information Memorandum (CIM), structures the facility, and places debt with the right combination of banks, NBFCs, and AIFs based on the project's specific requirements.

Facility Types We Arrange

Project Term Loan
Long-tenure term loan disbursed against project milestones. Repayment begins after project completion and revenue commencement. Moratorium of 12–36 months available.
Construction Finance
Short-to-medium term facility for real estate developers — residential, commercial, or mixed-use. Disbursements in tranches against construction progress.
Debt Syndication
Multiple lenders sharing a large credit facility. Finvastra acts as arranger — structuring the transaction and placing debt with banks, NBFCs, and institutional investors.
LRD / Lease Rental Discounting
Monetise rental income from completed commercial properties. Lenders advance funds against future contracted lease rentals from creditworthy tenants.
Sectors We Cover

Eligible Sectors for Project Funding

Real Estate
Residential & Commercial
Infra
Roads, Power, Water
Manufacturing
Greenfield & Brownfield
Others
Hospitality, Healthcare, RE

How Structuring Works

We begin with a Project Feasibility Assessment — reviewing the project cost, phasing plan, revenue projections, and promoter equity contribution. Based on this, we prepare a CIM that presents the project to lenders in a standardised format, address risk factors proactively, and negotiate terms including tenor, moratorium, prepayment, and interest rate type (fixed vs. floating).

Key Documents for Project Funding
  • Detailed Project Report (DPR) or Project Information Memorandum (PIM)
  • Land title documents and survey records
  • Statutory approvals — building plan, environmental clearance, sector-specific NOCs
  • Promoter financials — last 3 years audited accounts and ITR
  • Project cost estimates certified by a qualified engineer
  • Revenue projections and off-take agreements or booking status
  • Corporate structure chart and shareholding pattern
Business professional reviewing project funding documents
Real Example

₹42 Crore Construction Finance — Hyderabad Residential Project

A Hyderabad-based developer needed ₹42 Crore for a 240-unit residential project in Kondapur. The project had approvals in place and 35% of units pre-sold, but their existing bank had a lower exposure limit.

Finvastra structured a ₹42 Crore construction finance facility across two NBFCs — disbursed in milestone tranches against construction progress — with an 18-month moratorium and repayment from customer collections via an escrow mechanism.

Scenario is representative. Terms depend on project specifics, promoter profile, and lender policies at the time of structuring.

Bespoke Advisory

Project Finance is Not One-Size-Fits-All

Project funding requires a structured conversation — project size, sector, approvals status, promoter equity, and security available all determine the right approach. There is no standard rate card. Book a free consultation and we will assess your project and recommend the optimal debt structure.

Schedule Free Project Funding Consultation →
0+
Clients Served
Across Hyderabad & Telangana
₹0Cr+
Loans Disbursed
Home, Business & MSME
0+
Lender Partners
Banks, NBFCs & Fintechs
0%
Client Satisfaction
Based on client feedback
Got Questions?

Project Funding FAQs

What is project funding and how is it different from a regular business loan?
A regular business loan is assessed on the borrower's existing financials. Project funding is structured around a defined project — its cash flows, security, and completion timeline. Repayment is often tied to the project's revenue generation rather than the promoter's current income. Ticket sizes start from ₹1 Crore.
Which sectors are eligible for project funding in India?
Real estate (residential, commercial, plotted development), infrastructure (roads, power, water treatment), manufacturing, hospitality, healthcare, education, renewable energy, and large IT/tech park developments. Finvastra works across all these sectors with tailored lender networks.
What is Debt Syndication and how does Finvastra help?
Debt Syndication is the process of arranging a large loan from multiple lenders — a lead bank and participating banks/NBFCs — when the requirement exceeds any single lender's appetite. Finvastra structures the transaction, prepares the Credit Information Memorandum (CIM), and places the debt with the right lending syndicate.
What security is required for project funding?
Security typically includes: (1) First charge on project assets and land, (2) Assignment of project revenues and agreements, (3) Corporate guarantee of the project company and promoter, (4) Escrow of cash flows for construction-stage projects. The exact structure is tailored based on project type and lender preferences.
What is a Construction Finance facility?
Construction Finance is a structured term loan disbursed in tranches against construction progress milestones. Interest is capitalised during the construction period and repayment begins after project completion and revenue commencement.
What documents are required for project funding?
Key documents include: Detailed Project Report (DPR), land title documents, approvals and NOCs, promoter financial statements (3 years), project cost estimates from certified engineers, off-take agreements or booking status, and Environmental Impact Assessment if applicable.
What is the minimum project size for funding?
Most banks and NBFCs consider project term loans from ₹1 Crore onwards. Debt syndication typically starts at ₹10–25 Crore. For AIF participation, minimum project debt is usually ₹50 Crore+. Finvastra advises on the optimal debt-equity ratio and sourcing strategy for each project size.
How long does it take to get project funding approved?
Project funding timelines are longer than regular loans — typically 8–16 weeks from document submission to sanction. The process involves technical and legal due diligence, project appraisal, and credit committee approval. Finvastra's structured approach and lender relationships significantly compress this timeline.
What is the typical debt-equity ratio for project funding?
Most lenders fund 60–70% of the project cost as debt, with the promoter contributing 30–40% as equity. For affordable housing or government-backed projects, the debt component can go up to 75–80%. The optimal structure depends on the project's cash flow projections and lender appetite.
Can a new company (SPV) apply for project funding?
Yes. Project funding is often advanced to a Special Purpose Vehicle (SPV) — a new entity created specifically for the project. Lenders assess the SPV on the strength of the project, the promoter's track record, and the security structure rather than the SPV's own financial history.
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Final loan approval is subject to lender eligibility, documentation, credit assessment, and applicable policy.