From NBFC License to Live Operations
End-to-End Regulatory Advisory
RBI license application, scale-based regulation compliance, co-lending model setup, and ongoing NBFC compliance — handled by specialists who have done it before.
Requirements for NBFC Registration
| Criteria | Requirement |
|---|---|
| Entity Type | Private Limited or Public Limited company registered under Companies Act |
| Net Owned Funds | Minimum ₹10 Cr for deposit-taking NBFC; ₹2 Cr for non-deposit NBFC |
| Promoter Profile | Clean CIBIL for all directors; no name on RBI defaulter list |
| Business Plan | 5-year projected financials with detailed assumptions required for RBI submission |
Documents Required
Company Documents
- Certificate of Incorporation
- Memorandum & Articles of Association (MOA / AOA)
- Board resolution authorising RBI application
- Audited financials — last 3 years (if existing entity)
Promoter / Director Documents
- PAN Card & Aadhaar of all directors
- Director Identification Number (DIN) & ITR (last 3 years)
- Net worth certificate — CA-certified
- CIBIL score report for all directors
From Concept to Compliance
Entity Structuring
We assess your existing entity or guide new incorporation — shareholding pattern, board composition, and capital adequacy aligned to RBI norms.
Document Preparation
Business plan, projected financials, board resolutions, KYC dossiers, and all supporting documents — prepared and reviewed for RBI standards.
RBI Application Filing
We file the application on the RBI's COSMOS portal, coordinate with the regional office, and respond to queries throughout the review process.
Post-License Compliance Setup
Fair practices code, ALM framework, NPA provisioning, quarterly returns, and audit coordination — your compliance calendar, fully set up from day one.
Book an NBFC Advisory
Consultation Today
Talk to our regulatory specialists — we'll assess your readiness and outline the exact path to your NBFC license.