Choose the Right Partnership for You
We offer four distinct partnership structures — pick the one that matches your business model, network, and capacity.
Everything You Need to Succeed
We are not a passive referral platform. When you partner with Finvastra, you get active support at every step of the journey.
Commission Structure
All commissions are paid within 30 days of loan disbursal confirmation, subject to TDS deduction as applicable. Subject to revision; confirmed in your DSA agreement.
| Product | Commission Basis | Typical Rate | Example (₹50L loan) |
|---|---|---|---|
| Home Loan | % of disbursed amount | 0.25% – 0.5% | ₹12,500 – ₹25,000 |
| Business Loan (Unsecured) | % of disbursed amount | 0.5% – 1.5% | ₹25,000 – ₹75,000 (on ₹50L) |
| MSME / Mudra Loan | % of disbursed amount | 0.35% – 0.75% | ₹1,750 – ₹3,750 (on ₹5L) |
| Loan Against Property | % of disbursed amount | 0.3% – 0.8% | ₹15,000 – ₹40,000 |
| Personal Loan | % of disbursed amount | 1% – 2.5% | ₹5,000 – ₹12,500 (on ₹5L) |
| Auto Loan | % of disbursed amount | 0.3% – 0.7% | ₹3,000 – ₹7,000 (on ₹10L) |
| Mutual Fund (SIP) | Trail commission (annual) | 0.5% – 1% p.a. of AUM | Recurring income on AUM |
Commission rates are indicative and vary by lender, product, loan amount, and partner tier. Final rates confirmed in your individual DSA agreement. TDS applicable per Income Tax Act 1961 (typically Section 194H, 5%).
Eligibility & KYC Requirements
Eligibility
- Indian citizen, 18 years or above
- Minimum 10th standard qualification (graduation preferred)
- Clean credit history (CIBIL 650+ preferred; verified during onboarding)
- Registered business entity preferred for Corporate DSA track
- Prior experience in banking, insurance, real estate, or financial services is an advantage — not mandatory
- No active SEBI or IRDAI disciplinary proceedings
Documents Required
- PAN Card (mandatory — for commission TDS compliance)
- Aadhaar Card (for identity verification)
- Bank Account Details (for commission payment — cancelled cheque / bank statement)
- Address Proof (utility bill, rental agreement, or Aadhaar)
- Passport-size photograph
- GST Certificate (if registered)
- Business Registration Certificate (for Corporate DSA/firm)
How It Works
Apply to Become a Finvastra Partner
Fill in your details below. Our partnership team will contact you within 24 business hours.
Partner FAQ
Is there a registration fee to become a Finvastra DSA?
No. There is absolutely no registration fee, joining fee, or deposit required to become a Finvastra DSA. If anyone asks you to pay a fee to become a partner, please report it to us at support@finvastra.com.
How quickly are commissions paid after a loan disbursal?
Commissions are processed within 30 calendar days from the date of loan disbursal confirmation from the lender. You will receive a WhatsApp notification when payment is processed. TDS is deducted as per applicable Income Tax provisions and Form 16A / 16 is issued quarterly.
Do I need a SEBI or IRDAI registration to be a DSA?
For loan referral (DSA), no SEBI or IRDAI registration is required. For insurance product recommendations, our independent advisory acts as the principal. For mutual fund distribution, AMFI registration (ARN) is required; we can guide you through this process.
Can I partner if I am based outside Hyderabad?
Yes. While our primary strength is in Hyderabad and Telangana, we accept DSA partners across major Indian cities. Lender availability and supported products may vary by geography. Discuss your city and client profile with our team during onboarding.
What happens if my referred client's loan application is rejected?
In case of rejection, we work with you to understand the reason and either reapply with a more suitable lender or advise the client on improving their profile for a future application. No commission is payable on rejected or undisbursed applications. There are no penalties on partners for rejections.